Money back year — Furnished flat-share in Melun — LMNP · ID 02LMNPLMNP breakeven year
This page shows the first year selling would give back the total cash put in. Result: year 6.
Where each number comes from
Each link opens the page that calculates that figure.
- Cash you end up with if you sell Rental account + cash from the sale after tax
- Your rental account, year by year LMNP personal rental account (opening, interest, flat tax, tax, payments after the purchase, closing)
- Tax and cash left each year LMNP income tax, social contributions, after-tax cash flow
- Income you are taxed on each year LMNP taxable income (régime réel: result, losses, wear-and-tear)
- Profit per year Cash flow page: rent − costs − loan interest, before tax
- Wear-and-tear deduction (depreciation: building, improvements, furniture) Depreciation
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Income you are taxed on each year LMNP taxable income (régime réel: result, losses, wear-and-tear)
- Tax and cash left each year LMNP income tax, social contributions, after-tax cash flow
- Tax on the gain when you sell Plus-value des particuliers (LMNP resale)
- What the sale leaves after the loan and fees Net Sale Proceeds Ledger
- Wear-and-tear actually deducted Depreciation used (taxable-income page), taken off the purchase price at resale
- Profit per year Cash flow page: rent − costs − loan interest, before tax
- Wear-and-tear deduction (depreciation: building, improvements, furniture) Depreciation
- Your rental account, year by year LMNP personal rental account (opening, interest, flat tax, tax, payments after the purchase, closing)
The cash if sold each year is worked out on cash you end up with if you sell (your rental account + the cash from the sale after the tax on the gain).
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.
Year 5: cash if sold €48,332.29 − total cash put in €60,232.55 = −€11,900.26 (below €0).
Year 6: cash if sold €60,899.01 − total cash put in €60,232.55 = €666.46 (≥ €0). So year 6 is your money back year.
Money back yearYear 6LMNP breakeven year
Total cash put in by year 6 (purchase + payments after the purchase)€60,233Cash at purchase + payments after the purchase
| Year | Cash you end up with if you sell | Cash at purchase(given) | Cash you added to cover shortfallsPayments after the purchase so far | Net gain if sold1 |
|---|---|---|---|---|
| 1 | €18,869 | €60,233 | €0 | -€41,364 |
| 2 | €28,690 | €60,233 | €0 | -€31,543 |
| 3 | €35,105 | €60,233 | €0 | -€25,128 |
| 4 | €41,650 | €60,233 | €0 | -€18,582 |
| 5 | €48,332 | €60,233 | €0 | -€11,900 |
| 6 | €60,899 | €60,233 | €0 | €666 |
| 7 | €68,923 | €60,233 | €0 | €8,691 |
| 8 | €76,038 | €60,233 | €0 | €15,805 |
| 9 | €83,398 | €60,233 | €0 | €23,165 |
| 10 | €91,005 | €60,233 | €0 | €30,773 |
| 11 | €98,861 | €60,233 | €0 | €38,629 |
| 12 | €106,969 | €60,233 | €0 | €46,736 |
| 13 | €115,329 | €60,233 | €0 | €55,096 |
| 14 | €123,944 | €60,233 | €0 | €63,712 |
| 15 | €132,816 | €60,233 | €0 | €72,584 |
| 16 | €141,795 | €60,233 | €0 | €81,562 |
| 17 | €151,009 | €60,233 | €0 | €90,777 |
| 18 | €160,462 | €60,233 | €0 | €100,230 |
| 19 | €170,155 | €60,233 | €0 | €109,922 |
| 20 | €180,088 | €60,233 | €0 | €119,856 |
| 21 | €190,187 | €60,233 | €0 | €129,955 |
| 22 | €200,397 | €60,233 | €0 | €140,165 |
| 23 | €211,189 | €60,233 | €0 | €150,957 |
| 24 | €222,317 | €60,233 | €0 | €162,084 |
| 25 | €233,786 | €60,233 | €0 | €173,553 |