Your rental account — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncierOpening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
End of year 20: your rental account holds €0.
Where each number comes from
Each link opens the page that calculates that figure.
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Rent collected the rent of the cash-flow page (charges included)
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
Part 1. Your rental account, after taxthe account the wealth after tax, the cash if sold and the return use
It opens with €0 (the cash left after the purchase) and earns 3.00% a year when positive, minus the 31.4% flat tax on that interest. With no lender, you add cash whenever it would close below €0 (a payment after the purchase, counted in the total cash put in).
Your rental account, end of year 20€0
Interest kept after the flat tax, years 1–20€0
Flat tax on the interest, years 1–20€0
Payments after the purchase, years 1–20€75,746
| Year | Opening | Interest | Flat tax | Cash flow after the yearly tax | Payment after the purchase | Closing |
|---|---|---|---|---|---|---|
| 1 | €0 | €0 | €0 | -€4,265 | €4,265 | €0 |
| 2 | €0 | €0 | €0 | -€4,131 | €4,131 | €0 |
| 3 | €0 | €0 | €0 | -€4,092 | €4,092 | €0 |
| 4 | €0 | €0 | €0 | -€4,053 | €4,053 | €0 |
| 5 | €0 | €0 | €0 | -€4,014 | €4,014 | €0 |
| 6 | €0 | €0 | €0 | -€3,974 | €3,974 | €0 |
| 7 | €0 | €0 | €0 | -€3,933 | €3,933 | €0 |
| 8 | €0 | €0 | €0 | -€3,893 | €3,893 | €0 |
| 9 | €0 | €0 | €0 | -€3,852 | €3,852 | €0 |
| 10 | €0 | €0 | €0 | -€3,810 | €3,810 | €0 |
| 11 | €0 | €0 | €0 | -€3,768 | €3,768 | €0 |
| 12 | €0 | €0 | €0 | -€3,726 | €3,726 | €0 |
| 13 | €0 | €0 | €0 | -€3,683 | €3,683 | €0 |
| 14 | €0 | €0 | €0 | -€3,640 | €3,640 | €0 |
| 15 | €0 | €0 | €0 | -€3,596 | €3,596 | €0 |
| 16 | €0 | €0 | €0 | -€3,553 | €3,553 | €0 |
| 17 | €0 | €0 | €0 | -€3,508 | €3,508 | €0 |
| 18 | €0 | €0 | €0 | -€3,463 | €3,463 | €0 |
| 19 | €0 | €0 | €0 | -€3,418 | €3,418 | €0 |
| 20 | €0 | €0 | €0 | -€3,373 | €3,373 | €0 |
| 21 | €0 | €0 | €0 | -€3,327 | €3,327 | €0 |
| 22 | €0 | €0 | €0 | -€3,280 | €3,280 | €0 |
| 23 | €0 | €0 | €0 | -€3,234 | €3,234 | €0 |
| 24 | €0 | €0 | €0 | -€3,186 | €3,186 | €0 |
| 25 | €0 | €0 | €0 | -€3,139 | €3,139 | €0 |
Part 2. The same account, before any taxno income tax, no social contributions, no flat tax — the "before any tax" stage
End of year 20: €0 before any tax, against €0 after tax.
| Year | Opening | Interest | Cash flow before tax | Payment after the purchase | Closing |
|---|---|---|---|---|---|
| 1 | €0 | €0 | -€2,030 | €2,030 | €0 |
| 2 | €0 | €0 | -€1,959 | €1,959 | €0 |
| 3 | €0 | €0 | -€1,888 | €1,888 | €0 |
| 4 | €0 | €0 | -€1,816 | €1,816 | €0 |
| 5 | €0 | €0 | -€1,742 | €1,742 | €0 |
| 6 | €0 | €0 | -€1,668 | €1,668 | €0 |
| 7 | €0 | €0 | -€1,593 | €1,593 | €0 |
| 8 | €0 | €0 | -€1,518 | €1,518 | €0 |
| 9 | €0 | €0 | -€1,441 | €1,441 | €0 |
| 10 | €0 | €0 | -€1,363 | €1,363 | €0 |
| 11 | €0 | €0 | -€1,285 | €1,285 | €0 |
| 12 | €0 | €0 | -€1,205 | €1,205 | €0 |
| 13 | €0 | €0 | -€1,124 | €1,124 | €0 |
| 14 | €0 | €0 | -€1,043 | €1,043 | €0 |
| 15 | €0 | €0 | -€961 | €961 | €0 |
| 16 | €0 | €0 | -€877 | €877 | €0 |
| 17 | €0 | €0 | -€793 | €793 | €0 |
| 18 | €0 | €0 | -€707 | €707 | €0 |
| 19 | €0 | €0 | -€621 | €621 | €0 |
| 20 | €0 | €0 | -€533 | €533 | €0 |
| 21 | €0 | €0 | -€445 | €445 | €0 |
| 22 | €0 | €0 | -€355 | €355 | €0 |
| 23 | €0 | €0 | -€264 | €264 | €0 |
| 24 | €0 | €0 | -€172 | €172 | €0 |
| 25 | €0 | €0 | -€80 | €80 | €0 |