Cash you end up with if you sell — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncierRental account at the sale + cash from the sale after tax
Selling at the end of year 1, you end up with -€4,730 (€0 + -€4,730).
Where each number comes from
Each link opens the page that calculates that figure.
- Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Rent collected the rent of the cash-flow page (charges included)
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
- Tax on the gain when you sell Plus-value des particuliers: the better of the flat or the actual purchase costs and works
- What the sale leaves after the loan and fees Net Sale Proceeds Ledger
- CSG tax back of the sale year earned in the sale year, paid the next year
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Rent collected the rent of the cash-flow page (charges included)
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
Part 1. Sale at the end of year 1
- Your rental account at the sale€0
- +Cash from the sale, after tax(-€4,730)
- =Cash you end up with, year 1(-€4,730)
- Cash you end up with, year 1(-€4,730)
- −Total cash put in, years 0–1€19,115
- =Net gain, year 1(-€23,845)
Part 2. Every year
| Year | Your rental account at the sale | Cash from the sale, after tax | Cash you end up with | Total cash put in | Net gain if you sell |
|---|---|---|---|---|---|
| 1 | €0 | -€4,730 | -€4,730 | €19,115 | -€23,845 |
| 2 | €0 | -€336 | -€336 | €23,246 | -€23,583 |
| 3 | €0 | €4,179 | €4,179 | €27,338 | -€23,159 |
| 4 | €0 | €8,821 | €8,821 | €31,392 | -€22,571 |
| 5 | €0 | €13,593 | €13,593 | €35,406 | -€21,813 |
| 6 | €0 | €18,499 | €18,499 | €39,379 | -€20,880 |
| 7 | €0 | €23,544 | €23,544 | €43,313 | -€19,769 |
| 8 | €0 | €28,732 | €28,732 | €47,205 | -€18,474 |
| 9 | €0 | €34,067 | €34,067 | €51,057 | -€16,990 |
| 10 | €0 | €39,555 | €39,555 | €54,867 | -€15,312 |
| 11 | €0 | €45,200 | €45,200 | €58,635 | -€13,436 |
| 12 | €0 | €51,007 | €51,007 | €62,361 | -€11,354 |
| 13 | €0 | €56,981 | €56,981 | €66,044 | -€9,063 |
| 14 | €0 | €63,129 | €63,129 | €69,684 | -€6,555 |
| 15 | €0 | €69,455 | €69,455 | €73,280 | -€3,826 |
| 16 | €0 | €75,965 | €75,965 | €76,833 | -€868 |
| 17 | €0 | €82,665 | €82,665 | €80,341 | €2,324 |
| 18 | €0 | €89,562 | €89,562 | €83,805 | €5,758 |
| 19 | €0 | €96,662 | €96,662 | €87,223 | €9,439 |
| 20 | €0 | €103,970 | €103,970 | €90,596 | €13,375 |
| 21 | €0 | €111,495 | €111,495 | €93,922 | €17,573 |
| 22 | €0 | €119,243 | €119,243 | €97,203 | €22,040 |
| 23 | €0 | €127,221 | €127,221 | €100,436 | €26,785 |
| 24 | €0 | €135,437 | €135,437 | €103,623 | €31,814 |
| 25 | €0 | €143,899 | €143,899 | €106,761 | €37,137 |