Cash you end up with if you sell — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncierRental account at the sale + cash from the sale after tax

Selling at the end of year 20, you end up with €103,970 (€0 + €103,970).

Where each number comes from

Each link opens the page that calculates that figure.

  1. Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
    1. Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
      1. Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
        1. Rent collected the rent of the cash-flow page (charges included)
      2. Cash flow before tax (rent − costs − loan payments) Cash Flow
  2. Tax on the gain when you sell Plus-value des particuliers: the better of the flat or the actual purchase costs and works
    1. What the sale leaves after the loan and fees Net Sale Proceeds Ledger
    2. CSG tax back of the sale year earned in the sale year, paid the next year
      1. Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
        1. Rent collected the rent of the cash-flow page (charges included)
      2. Cash flow before tax (rent − costs − loan payments) Cash Flow
Part 1. Sale at the end of year 20
  • Your rental account at the sale€0
  • +Cash from the sale, after tax€103,970
  • =Cash you end up with, year 20€103,970
  • Cash you end up with, year 20€103,970
  • −Total cash put in, years 0–20€90,596
  • =Net gain, year 20€13,375
Part 2. Every year
YearYour rental account at the saleCash from the sale, after taxCash you end up withTotal cash put inNet gain if you sell
1€0-€4,730-€4,730€19,115-€23,845
2€0-€336-€336€23,246-€23,583
3€0€4,179€4,179€27,338-€23,159
4€0€8,821€8,821€31,392-€22,571
5€0€13,593€13,593€35,406-€21,813
6€0€18,499€18,499€39,379-€20,880
7€0€23,544€23,544€43,313-€19,769
8€0€28,732€28,732€47,205-€18,474
9€0€34,067€34,067€51,057-€16,990
10€0€39,555€39,555€54,867-€15,312
11€0€45,200€45,200€58,635-€13,436
12€0€51,007€51,007€62,361-€11,354
13€0€56,981€56,981€66,044-€9,063
14€0€63,129€63,129€69,684-€6,555
15€0€69,455€69,455€73,280-€3,826
16€0€75,965€75,965€76,833-€868
17€0€82,665€82,665€80,341€2,324
18€0€89,562€89,562€83,805€5,758
19€0€96,662€96,662€87,223€9,439
20€0€103,970€103,970€90,596€13,375
21€0€111,495€111,495€93,922€17,573
22€0€119,243€119,243€97,203€22,040
23€0€127,221€127,221€100,436€26,785
24€0€135,437€135,437€103,623€31,814
25€0€143,899€143,899€106,761€37,137