Yearly return, unsold, before tax — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncierMoney-weighted return (MWRR) on what the property is worth to you before tax
Year 20: 6.62% a year on your cash, without selling.
Where each number comes from
Each link opens the page that calculates that figure.
- Loan paid off (equity built) Equity from Loan
- Property value increase Appreciation
- Your rental account, before tax the same account with no income tax, social or flat tax
Part 1. Cash at purchase and payments after the purchase
€14,850 at the start (year 0), then €26,166 of payments after the purchase, each in its own year.
Part 2. The final amount, year 20
- Equity you own (day-1 equity + loan paid off)€85,385
- +Value increase€25,982
- +Your rental account, before tax€0
- =What the property is worth to you before tax€111,367
Part 3. The formula
R = 6.61973629%: Σ Inj_t × (1 + R)^(20 − t) = €111,367.28; minus the final amount €111,367.28 = €0.00 — R is the rate that makes this €0. Each amount is put in at the end of its year t and grows from the next year on, for N − t years (the cash at purchase, year 0, for all N).
Part 4. The result
Total cash put in€41,016
Final amount€111,367
Multiple2.72
Yearly return6.62%
Part 5. Every year
| Year | Final amount | Yearly return1 |
|---|---|---|
| 1 | €2,301 | -98.17% |
| 2 | €6,721 | -49.80% |
| 3 | €11,262 | -23.38% |
| 4 | €15,928 | -10.75% |
| 5 | €20,724 | -4.08% |
| 6 | €25,654 | -0.25% |
| 7 | €30,722 | 2.09% |
| 8 | €35,932 | 3.58% |
| 9 | €41,289 | 4.57% |
| 10 | €46,797 | 5.24% |
| 11 | €52,462 | 5.70% |
| 12 | €58,288 | 6.02% |
| 13 | €64,281 | 6.24% |
| 14 | €70,445 | 6.39% |
| 15 | €76,788 | 6.50% |
| 16 | €83,313 | 6.56% |
| 17 | €90,027 | 6.60% |
| 18 | €96,937 | 6.62% |
| 19 | €104,048 | 6.63% |
| 20 | €111,367 | 6.62% |
| 21 | €118,901 | 6.61% |
| 22 | €126,657 | 6.58% |
| 23 | €134,641 | 6.56% |
| 24 | €142,862 | 6.53% |
| 25 | €151,327 | 6.50% |