What the property is worth to you — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncierEquity + value increase + rental account, before and after tax
Year 20: the property is worth €111,367 to you before tax, €111,367 after income tax & social.
Where each number comes from
Each link opens the page that calculates that figure.
- Loan paid off (equity built) Equity from Loan
- Property value increase Appreciation
- Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Rent collected the rent of the cash-flow page (charges included)
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Taxable income (the 30% allowance) Micro-foncier: rent excluding charges × 70%
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), CSG tax back the next year
Part 1. Before any tax, year 20
- Equity you own (day-1 equity + loan paid off)€85,385
- +Value increase€25,982
- +Your rental account, before tax€0
- =Worth to you before tax€111,367
Part 2. After income tax & social, year 20
- Equity you own (day-1 equity + loan paid off)€85,385
- +Value increase€25,982
- +Your rental account, after tax€0
- =Worth to you after income tax & social€111,367
Part 3. Every year
| Year | Equity you own (day-1 equity + loan paid off) | Value increase | Your rental account, before tax | Worth to you before tax | Your rental account, after tax | Worth to you after income tax & social |
|---|---|---|---|---|---|---|
| 1 | €1,121 | €1,180 | €0 | €2,301 | €0 | €2,301 |
| 2 | €4,349 | €2,372 | €0 | €6,721 | €0 | €6,721 |
| 3 | €7,686 | €3,576 | €0 | €11,262 | €0 | €11,262 |
| 4 | €11,137 | €4,791 | €0 | €15,928 | €0 | €15,928 |
| 5 | €14,705 | €6,019 | €0 | €20,724 | €0 | €20,724 |
| 6 | €18,395 | €7,259 | €0 | €25,654 | €0 | €25,654 |
| 7 | €22,210 | €8,512 | €0 | €30,722 | €0 | €30,722 |
| 8 | €26,155 | €9,777 | €0 | €35,932 | €0 | €35,932 |
| 9 | €30,234 | €11,055 | €0 | €41,289 | €0 | €41,289 |
| 10 | €34,452 | €12,345 | €0 | €46,797 | €0 | €46,797 |
| 11 | €38,813 | €13,649 | €0 | €52,462 | €0 | €52,462 |
| 12 | €43,323 | €14,965 | €0 | €58,288 | €0 | €58,288 |
| 13 | €47,986 | €16,295 | €0 | €64,281 | €0 | €64,281 |
| 14 | €52,807 | €17,638 | €0 | €70,445 | €0 | €70,445 |
| 15 | €57,793 | €18,994 | €0 | €76,788 | €0 | €76,788 |
| 16 | €62,949 | €20,364 | €0 | €83,313 | €0 | €83,313 |
| 17 | €68,279 | €21,748 | €0 | €90,027 | €0 | €90,027 |
| 18 | €73,792 | €23,145 | €0 | €96,937 | €0 | €96,937 |
| 19 | €79,491 | €24,557 | €0 | €104,048 | €0 | €104,048 |
| 20 | €85,385 | €25,982 | €0 | €111,367 | €0 | €111,367 |
| 21 | €91,479 | €27,422 | €0 | €118,901 | €0 | €118,901 |
| 22 | €97,780 | €28,876 | €0 | €126,657 | €0 | €126,657 |
| 23 | €104,296 | €30,345 | €0 | €134,641 | €0 | €134,641 |
| 24 | €111,033 | €31,829 | €0 | €142,862 | €0 | €142,862 |
| 25 | €118,000 | €33,327 | €0 | €151,327 | €0 | €151,327 |