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Money back year — Furnished flat-share in Melun — SCI à l’IS · ID 04SCI ISBreakeven Year

This page shows how we find the first year in which selling would give you back at least the total cash put in. Result: year 6.

Where each number comes from

Each link opens the page that calculates that figure.

  1. Cash you walk away with (after all taxes) Net Cash to Associates
    1. Money available at sale (before exit tax) Total Distributable Ledger
      1. What the sale leaves after the loan and fees Net Sale Proceeds Ledger
      2. Savings account for the rent you keep (below €0 = cash borrowed from your other properties or a lender) Reinvestment/Financing Account
      3. Total company tax if you sell in year N IS at Exit Ledger (Cum IS at Exit)
        1. Profit on the sale (capital gain) Capital Gain
          1. Wear-and-tear deduction (depreciation: building, improvements, furniture) Depreciation
        2. Profit the tax office sees, including the sale Pool with Sale
          1. Profit the tax office sees (cumulative) Cumulative Pool
          2. Profit on the sale (capital gain) Capital Gain
        3. Profit after allowed deductions Taxable Profit
    2. Interest on the money you lent your company Compte Courant
      1. Cash you add when the company is short (payments after the purchase) Owner payments after the purchase

The cash you walk away with each year is worked out on Cash you walk away with (after the company tax, the exit tax, and your compte courant repaid). The total cash put in = the cash at purchase + the cash you added when the company ran short (payments after the purchase; none when a lender covers the shortfalls).

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.

Year 5: net gain = €53,653.75 − (€60,232.55 + €0.00 added) = −€6,578.80 < €0.

Year 6: net gain = €60,656.88 − (€60,232.55 + €0.00 added) = €424.33 ≥ €0. So Year 6 is your money back year.

Money back yearYear 6Breakeven Year
Total cash put in by Year 6 (purchase + payments after the purchase)€60,233Total Investment + Owner payments after the purchase
YearCash you walk away with (after all taxes)Net Cash to AssociatesTotal Investment(given)Cash you added to cover shortfallsOwner payments after the purchase (cumulative)Net Gain vs. Total Investment1
1€18,392€60,233€0-€41,841
2€28,374€60,233€0-€31,859
3€38,650€60,233€0-€21,583
4€46,833€60,233€0-€13,400
5€53,654€60,233€0-€6,579
6€60,657€60,233€0€424
7€67,847€60,233€0€7,614
8€75,229€60,233€0€14,997
9€82,807€60,233€0€22,575
10€90,587€60,233€0€30,354
11€98,574€60,233€0€38,341
12€106,773€60,233€0€46,540
13€115,191€60,233€0€54,958
14€123,677€60,233€0€63,444
15€132,268€60,233€0€72,035
16€141,095€60,233€0€80,862
17€150,203€60,233€0€89,970
18€159,557€60,233€0€99,325
19€169,165€60,233€0€108,933
20€179,034€60,233€0€118,802
21€189,130€60,233€0€128,897
22€199,525€60,233€0€139,292
23€210,233€60,233€0€150,000
24€221,263€60,233€0€161,030
25€232,626€60,233€0€172,393