Money back year — T3 in Melun — réel foncier · ID 05Réel foncierFirst year the cash you end up with if you sell covers the total cash put in
From year 9, selling gives back the total cash put in.
Where each number comes from
Each link opens the page that calculates that figure.
- Cash you end up with if you sell Rental account at the sale + cash from the sale after tax
- Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), tax saved on other income, CSG tax back the next year
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Rent collected the rent of the cash-flow page (charges included)
- Deficits carried forward Used against later rental profit, oldest first; lost after 10 years
- Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
- Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), tax saved on other income, CSG tax back the next year
- Tax on the gain when you sell Plus-value des particuliers: the better of the flat or the actual purchase costs and works not deducted
- What the sale leaves after the loan and fees Net Sale Proceeds Ledger
- CSG tax back of the sale year earned in the sale year, paid the next year
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Rent collected the rent of the cash-flow page (charges included)
- Deficits carried forward Used against later rental profit, oldest first; lost after 10 years
- Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
- Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Cash flow before tax (rent − costs − loan payments) Cash Flow
- Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
- Tax saving taken back a sale within 3 years of a deficit set against your other income
- Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
Part 1. Money back year
Year 9 is the first year the net gain if you sell is €0 or more.
Money back year9.00
Part 2. Net gain if you sell, every year
| Year | Cash you end up with | Total cash put in | Net gain if you sell |
|---|---|---|---|
| 1 | -€1,387 | €33,400 | -€34,787 |
| 2 | €3,640 | €34,690 | -€31,050 |
| 3 | €9,734 | €36,801 | -€27,067 |
| 4 | €19,206 | €38,812 | -€19,606 |
| 5 | €25,642 | €40,721 | -€15,079 |
| 6 | €32,290 | €43,264 | -€10,974 |
| 7 | €39,129 | €46,534 | -€7,406 |
| 8 | €46,127 | €49,793 | -€3,666 |
| 9 | €53,324 | €53,075 | €249 |
| 10 | €60,724 | €56,381 | €4,343 |
| 11 | €68,335 | €59,714 | €8,621 |
| 12 | €76,163 | €63,076 | €13,088 |
| 13 | €84,216 | €66,469 | €17,747 |
| 14 | €92,500 | €69,896 | €22,603 |
| 15 | €101,022 | €73,360 | €27,663 |
| 16 | €109,792 | €76,862 | €32,930 |
| 17 | €118,816 | €80,406 | €38,409 |
| 18 | €128,103 | €83,995 | €44,107 |
| 19 | €137,661 | €87,631 | €50,029 |
| 20 | €147,499 | €91,318 | €56,180 |
| 21 | €157,495 | €95,059 | €62,436 |
| 22 | €167,691 | €98,857 | €68,835 |
| 23 | €178,259 | €102,716 | €75,544 |
| 24 | €189,203 | €106,638 | €82,565 |
| 25 | €200,536 | €110,629 | €89,907 |