What the property is worth to you — T3 in Melun — réel foncier · ID 05Réel foncierEquity + value increase + rental account, before and after tax

Where each number comes from

Each link opens the page that calculates that figure.

1. Loan paid off (equity built) Equity from Loan
2. Property value increase Appreciation
3. Your rental account Opening + interest after the flat tax + cash flow after tax (+ payment after the purchase)
   1. Income tax, social contributions and cash flow after tax Taxable income × (your bracket + 17.2%), tax saved on other income, CSG tax back the next year
      1. Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
         1. Rent collected the rent of the cash-flow page (charges included)
         2. Deficits carried forward Used against later rental profit, oldest first; lost after 10 years
            1. Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
      2. Déficit foncier Interest part / other part, up to €10,700 against your other income at your bracket, take-back if sold within 3 years
         1. Deductible charges and taxable income Réel foncier: gross rent − interest − other deductible charges − past deficits
      3. Cash flow before tax (rent − costs − loan payments) Cash Flow