Rental account before any tax — map — T3 in Melun — réel foncier · ID 05Réel foncier
What your rental account would hold at the end of year 20 if no tax were ever paid: last year’s balance, its interest, the rent left before tax and the payments after the purchase.
- Your rental account
- Taxes (the State)
- Rates
Year 20, before any tax: balance at the end of year 19 €0 − what the rent does not cover (costs and loan) €234.60 + payments after the purchase €234.60 = €0 at the end of the year.
What this calculation leaves out
- Before any tax: the same account with no income tax, no social contributions and no flat tax on the interest ever taken from it — so no CSG given back and no tax saved on your other income either. Its balance is the one in the « before tax » net worth.
- Without a lender, the account never ends a year below 0: you pay in what is missing (« Payments after the purchase »).
- Works without invoices are money spent at the purchase, never in any tax; only invoiced works lower the tax (tax map).
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.