Cash flow of year 20 — map — T3 in Melun — réel foncier · ID 05Réel foncier

What is left of year 20's rent once every cost, the loan payments and the year's income tax and social contributions are paid, with your numbers.

← Calculation mapSee the full calculation (year-by-year table) →
ΣΣΣ++−−++−−++€1,836Property tax€2,447Co-ownershipcharges€360.00Insurance andfixed costs€4,643Costs (excludingthe loan)€1,600Loan interest€7,858Loan capitalrepaid€9,458Loan payments€13,867Rent collected−€234.60Cash flow beforetax, year 20you add money€2,288Income tax€1,312Socialcontributions€147.86CSG tax back€3,600Tax due this year€3,452This year's nettaxCash flow aftertax, year 20−€3,687you add money−€54,250Cumulative cashflow after tax,end of year 19Cumulative cashflow after tax,end of year 20−€57,937you add money
  • Rent (your money)
  • Costs
  • Loan (the bank)
  • Tax (the State)
  • the result

Year 20: rent €13,867 − costs €4,643 − loan payments €9,458 = €234.60 short before tax; − net tax €3,452 = €3,687 short after tax. End of year 20: −€3,687 (year 20) + (−€54,250) (total to the end of year 19) = −€57,937.

What this calculation leaves out

  • The year’s tax is the réel foncier tax (rental income after the deductible charges, the déficit foncier, the carried-forward deficits): each tax circle opens the tax map.
  • The loan interest is a deductible charge for the tax; the capital repaid is not — it builds your share of the property (the loan map).
  • The interest of your rental account (and its flat tax) is not here: it is on the rental account page. This figure is the rent only.
  • Works are paid at the purchase, not out of the rent. Only declared (invoiced) works enter the tax; works without invoices are money spent, never in any tax.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.