Rental deficit — map — T3 in Melun — réel foncier · ID 05Réel foncier
What happens to a rental deficit in year 1: how it splits, what lowers the tax on your other income, what waits for the next years and what is lost after 10 years.
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- The rent
- The charges
- The deficit and what it saves you
Year 1: a deficit of €22,142 — €0 from the interest, €22,142 from the other charges. €10,700 goes against your other income (× 30.00% = €3,210 of tax saved); €11,442 is carried forward. Carried at the end of the year: €11,442.
What this map does and does not model
- Past deficits are always used oldest first (notice 2044), never against your other income.
- Deficits still carried when the property is sold are lost in this model (no other rental income is modelled).
- The cap is per household and the TMI stays the same: this property alone.
- The €21,400 cap for energy-renovation works (paid until the end of 2027) is not modelled.
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.