Capital gain on the resale — map — T3 in Melun — réel foncier · ID 05Réel foncier

The tax on the gain if you sell at the end of year 20 (plus-value des particuliers), and what the sale leaves you after it.

−−++≤ 0€191,265Sale price for thetax€192,200Corrected purchasepriceCapitalloss−€935.21a lossTax on the gain€0if negative: no tax€147,343What the saleleaves€147,343After the tax€155.60CSG savingreceived in year21next yearCash fromthe sale,year 20€147,499
  • The sale
  • The corrected purchase price
  • Allowances and what you keep
  • The tax (to the State)

Sold at the end of year 20: €191,265 − purchase price raised €192,200 = a loss of €935.21: no tax on the gain. The sale leaves €147,343 + CSG saving €155.60 = €147,499.

What this map does and does not model

  • Works without invoices never raise the purchase price: they count as money spent only.
  • The loan early-repayment fee lowers the cash, not the gain.
  • Years held = full model years (no dates): the sale is at the end of the year.
  • Exemptions not modelled: first sale of a home other than your main one to buy your main home, sale price under €15,000, non-residents.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.