Your total profit (if you sell) — map — T3 in Melun — réel foncier · ID 05Réel foncier

The « Your profit over time » chart, tab « if you sell », year 0 to year 20, added up: the money put in at the purchase (negative), each year's bars added together colour by colour, then year 20's one-off amounts. The big circle is the chart's « Total profit » line at year 20.

← Calculation map
+++++++−€33,400Cash at purchase(day one)purchase (year 0)−€26,156Cash flow beforetax (rent − costs− loan payments,Σ years 1 to 20€18.56Interest on yourrental account(that year, afteryear 2−€34,835Income tax +socialcontributions thatΣ years 6 to 20€3,210Tax saved on yourother income thatyear (propertyyear 1−€57,763Years 1 to 20,added up€147,343What the saleleaves after theloan and feesyear 20Total profit ifyou sell in year20€56,180
  • Adds to your gain
  • Money put in or going out
  • Group totals
  • the result

Year 20: −€33,400 (Cash at purchase (day one)) − €26,156 (Cash flow before tax (rent − costs − loan payments, that year)) + €18.56 (Interest on your rental account (that year, after the 31.40% flat tax)) − €34,835 (Income tax + social contributions that year (net of the CSG tax back)) + €3,210 (Tax saved on your other income that year (property deficit)) + €147,343 (What the sale leaves after the loan and fees) = €56,180.

What this calculation leaves out

  • Same numbers as the chart: each circle is that colour’s bars added up, so a change in the inputs changes both. Money put in counts negative, so the total is what you gain on top of it.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.