Réel foncier tax — map — T3 in Melun — réel foncier · ID 05Réel foncier
The income tax and social contributions on this property's rent in year 1, with your numbers: rent minus the deductible charges, then your marginal rate (30.00%) and the social contributions. You said you have other taxable income: a deficit lowers the tax on it.
Rental deficit map →Resale capital gain map →← Calculation mapSee the full calculation (year-by-year table) →
- The rent (your income)
- The charges you pay
- What lowers your tax
- The tax (to the State)
- nothing this year, or lost
Year 1: gross rent €9,680 − interest €5,476 − other charges €26,346 = a rental deficit of €22,142 — nothing taxable on this property, and €3,210 of tax saved on your other income: net tax a saving of €3,210.
What this map does and does not model
- Works without invoices are never in any tax calculation: they count as money spent only.
- The other yearly expenses you entered (travel, small equipment…) are not deductible in réel foncier (the flat fee covers them): they lower the cash flow, not the tax.
- Your marginal rate is the same every year: a big deficit could lower it — not modelled.
- The €10,700 cap is per household: other rental properties or other rental income are not modelled (this property alone). The higher cap for energy-renovation works is not modelled either.
- If the property is sold within 3 years of a deficit set against your other income, that saving is taken back — on the resale map.
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.