Your net worth (if you sell) — map — T3 in Melun — réel foncier · ID 05Réel foncier
The « Your net worth over time » chart, tab « if you sell », at year 20: each part of that year's bar is a circle, and they add up to the chart's total (its line).
- Adds to your gain
- Money put in or going out
- the result
Year 20: €121,513 (Your equity (Day-1 equity + loan paid off)) − €26,156 (Cash flow before tax (rent − costs − loan payments, cumulative)) + €18.56 (Interest earned (or paid) on your rental account (cumulative, after the 31.40% flat tax)) + €36,331 (Property value increase) + €3,210 (Tax saved on your other income (property deficit, net of what a sale within 3 years pays back)) − €34,835 (Income tax + social contributions on the rent (cumulative, net of the CSG tax back)) − €10,501 (Sale costs (agency fee + loan payoff costs)) + €57,918 (Your cash in the rental account (left after the purchase + payments after the purchase)) = €147,499.
What this calculation leaves out
- Same numbers as the chart: each circle is one part of the bar at this year, so a change in the inputs changes both.
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.