Money back year — T3 in Dammarie-lès-Lys — main home · ID 06Main homeFirst year in which selling gives back at least the total cash put in

Where each number comes from

Each link opens the page that calculates that figure.

1. Total cash put in and cash in hand Cash in hand = what you get back if you sell, after all taxes
   1. Cash at purchase Down payment + works + furniture (+ the shortfall you cover when the loan is not enough)
   2. Payments after the purchase Unspent down payment used first, then what you pay after the purchase
      1. Cash at purchase Down payment + works + furniture (+ the shortfall you cover when the loan is not enough)
      2. Money lost and principal repaid, year by year Yearly outflow = money lost + principal repaid
         1. Loan paid off (equity built) Equity from Loan
      3. Cash at the end if you sell Sale price − selling costs − loans still owed + unspent down payment
   3. Cash at the end if you sell Sale price − selling costs − loans still owed + unspent down payment
      1. What the sale leaves after the loan and fees Net Sale Proceeds Ledger
      2. Tax: none while you own it, none at the sale No rent → no income tax; gain exempt (CGI art. 150 U, II-1°)
      3. Payments after the purchase Unspent down payment used first, then what you pay after the purchase