Cash at purchase — T3 in Dammarie-lès-Lys — main home · ID 06Main homeDown payment + works + furniture (+ the shortfall you cover when the loan is not enough)

Cash at purchase: €27,500. The home costs €197,500 in total and you borrow €170,000; cash at purchase = total cost − loan (− aids) + the down payment the purchase does not use.

Where each number comes from

This figure is calculated from the inputs only.

Part 1. What the home costsTotal purchase cost

Purchase price€178,000
+Notary fees€13,500
+Agency fees€0
+Other costs€0
+Loan arrangement and guarantee fees€0
+Works€6,000
+Furniture€0
=Total purchase cost€197,500

\text{Total purchase cost} = \text{Purchase price} + \text{Notary fees} + \text{Agency fees} + \text{Other costs} + \text{Loan arrangement and guarantee fees} + \text{Works} + \text{Furniture}

= \text{\text{€}178{,}000} + \text{\text{€}13{,}500} + \text{\text{€}0} + \text{\text{€}0} + \text{\text{€}0} + \text{\text{€}6{,}000} + \text{\text{€}0}

= \text{\text{€}197{,}500}

Part 2. What you put inCash at purchase

Total purchase cost€197,500
−Loan€170,000
+Unspent down payment€0
=Cash at purchase€27,500

\text{Cash at purchase} = \text{Total purchase cost} - \text{Loan} + \text{Unspent down payment}

= \text{\text{€}197{,}500} - \text{\text{€}170{,}000} + \text{\text{€}0}

= \text{\text{€}27{,}500}