Total cash put in and cash in hand — T3 in Dammarie-lès-Lys — main home · ID 06Main homeCash in hand = what you get back if you sell, after all taxes

Sale in year 20: €330,288 put in in total, €159,861 cash in hand.

Where each number comes from

Each link opens the page that calculates that figure.

  1. Cash at purchase Down payment + works + furniture (+ the shortfall you cover when the loan is not enough)
  2. Payments after the purchase Unspent down payment used first, then what you pay after the purchase
    1. Cash at purchase Down payment + works + furniture (+ the shortfall you cover when the loan is not enough)
    2. Money lost and principal repaid, year by year Yearly outflow = money lost + principal repaid
      1. Loan paid off (equity built) Equity from Loan
    3. Cash at the end if you sell Sale price − selling costs − loans still owed + unspent down payment
  3. Cash at the end if you sell Sale price − selling costs − loans still owed + unspent down payment
    1. What the sale leaves after the loan and fees Net Sale Proceeds Ledger
    2. Tax: none while you own it, none at the sale No rent → no income tax; gain exempt (CGI art. 150 U, II-1°)
    3. Payments after the purchase Unspent down payment used first, then what you pay after the purchase
Part 1. Total cash put in up to year 20
  • Cash at purchase€27,500
  • +Payments after the purchase€302,788
  • +Extra cash at the sale€0
  • =Total cash put in (year 20)€330,288
Part 2. Cash in hand if you sell in year 20
Total cash put in (year 20)€330,288
Cash in hand (sale in year 20)€159,861