Your net worth built — T3 in Dammarie-lès-Lys — main home · ID 06Main homeHome value − loan still owed (+ unspent down payment − aids still owed)

End of year 20: the net worth built in this home is €171,181.

Where each number comes from

Each link opens the page that calculates that figure.

  1. Loan paid off (equity built) Equity from Loan
  2. Property value increase Appreciation
  3. Payments after the purchase Unspent down payment used first, then what you pay after the purchase
    1. Cash at purchase Down payment + works + furniture (+ the shortfall you cover when the loan is not enough)
    2. Money lost and principal repaid, year by year Yearly outflow = money lost + principal repaid
      1. Loan paid off (equity built) Equity from Loan
    3. Cash at the end if you sell Sale price − selling costs − loans still owed + unspent down payment
Part 1. Your net worth built, year by year
YearValue at the start − loan still owed1AppreciationUnspent down paymentNet worth builtTotal cash put in so far
1€12,452€1,780€0€14,232€41,827
2€17,053€3,578€0€20,631€56,230
3€21,809€5,394€0€27,203€70,710
4€26,724€7,228€0€33,951€85,269
5€31,803€9,080€0€40,883€99,907
6€37,053€10,951€0€48,003€114,628
7€42,478€12,840€0€55,319€129,432
8€48,086€14,748€0€62,834€144,321
9€53,881€16,676€0€70,557€159,297
10€59,870€18,623€0€78,493€174,362
11€66,060€20,589€0€86,649€189,517
12€72,458€22,575€0€95,032€204,764
13€79,069€24,581€0€103,650€220,105
14€85,903€26,606€0€112,509€235,543
15€92,965€28,652€0€121,617€251,077
16€100,264€30,719€0€130,983€266,712
17€107,807€32,806€0€140,613€282,448
18€115,603€34,914€0€150,517€298,288
19€123,660€37,043€0€160,704€314,234
20€131,987€39,194€0€171,181€330,288
21€140,594€41,366€0€181,959€346,452
22€149,488€43,559€0€193,048€362,729
23€158,681€45,775€0€204,456€379,120
24€168,181€48,013€0€216,194€395,628
25€178,000€50,273€0€228,273€412,255
Part 2. End of year 20
  • Value at the start − loan still owed€131,987
  • +Appreciation€39,194
  • +Unspent down payment€0
  • =Net worth built€171,181