Cash left and payments after the purchase — map — T3 in Dammarie-lès-Lys — main home · ID 06Main home
To the end of year 20: the cash left after the purchase pays the home first; once it is spent, you pay from your income — the payments after the purchase.
- Your money
- Money lost (gone for good)
- Net worth built (stays yours)
- nothing left after the purchase, or no payment
To year 20: you paid €302,788 for the home; the cash left after the purchase (€0) paid €0 of it, so €0 of it is not yet spent. The rest, €302,788, came from your income: the payments after the purchase (€16,054 this year). On average, €302,788 ÷ 240 months = €1,262 per month.
What this calculation leaves out
- The cash left after the purchase earns nothing here (0 %), and no one lends you money: it simply pays the home’s costs until it is spent.
- It is spent first: as long as some is left, you put nothing more in; once it is gone, you pay everything yourself.
- Year by year (start of the year, the year’s payments, what was left) is on the « What you pay each year » map.
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.