Terms of sale
Terms that apply to purchases of premium passes on www.bailleurlucide.fr.
This is an English translation provided for convenience. The French version (“Conditions générales de vente”) is the only legally binding one and prevails in case of any difference.
Updated 18 October 2026: monthly and yearly subscriptions.
1. Seller
The Bailleur Lucide website (www.bailleurlucide.fr) and its paid services are offered by Jessica El Kallassi, sole trader (entreprise individuelle, EI), 129 rue de Lourmel, 75015 Paris, France, SIRET 894 632 033 00037. TVA non applicable, art. 293 B du CGI (VAT not applicable).
Contact:
2. Purpose and services
These terms govern the sale of premium access to the Bailleur Lucide rental-yield simulator to consumers, in two forms: a fixed-term pass that does not renew, or a monthly or yearly subscription that renews automatically. They prevail over any other document and are accepted with each order.
Without paying, you can run 3 simulations without an account, then, with a free account, save 1 property with its full report. During its term, premium access (pass or subscription) gives access to:
- an unlimited number of properties;
- SCI IS portfolios;
- “Compare my simulations”: 2 to 4 of your saved simulations side by side;
- “Is it a good deal?”;
- share links for your reports.
3. Prices
Prices in euros, including all taxes:
VAT not applicable, art. 293 B of the French tax code (CGI): no VAT is charged. The price that applies is the one shown when you order; for a subscription it stays the same at each renewal unless a change has been notified as set out in article 7.
- 7-day pass: €4.90 including all taxes, one-time payment, no automatic renewal;
- Monthly subscription: €9.90 including all taxes per month, renewed automatically every month;
- Yearly subscription: €69 including all taxes per year, renewed automatically every year.
4. Order and payment
You order from the Pricing page, with an account. Payment by card is collected by our provider Stripe (Stripe Payments Europe, Limited, Dublin, Ireland) on its secure page: we never see or keep your card details.
The order is final when Stripe confirms the payment. For a subscription, Stripe then charges the same payment method automatically at each renewal. An invoice is e-mailed to you for every payment.
5. Immediate access and right of withdrawal
The premium service is provided online and access starts as soon as the payment is confirmed, for a pass as for a subscription.
Before paying, you expressly ask for this immediate access and acknowledge that you lose your 14-day right of withdrawal once access starts, by ticking the box provided (French Consumer Code, article L221-28). Without this request, the order cannot be placed.
6. 7-day pass
The pass runs for 7 days from the payment confirmation. A pass bought while another one is still running is added after it.
The pass does not renew automatically: nothing is charged when it ends. Your account then becomes a free account again; your properties and reports are kept.
7. Subscriptions: term, renewal, cancellation, prices
The monthly subscription is taken out for one month, the yearly subscription for one year, from the payment confirmation. At the end of each period it is renewed automatically for a period of the same length, at the price then in force, and the saved payment method is charged, unless it was cancelled before the renewal date.
You can cancel at any time, free of charge and without giving a reason, directly from your account: account menu, “Manage / cancel my subscription”, then “Cancel your subscription” and “Confirm the cancellation”. The cancellation takes effect at the end of the current period, already paid: your premium access stays open until that date, no further payment is taken, and the current period is not refunded (except under the legal guarantees). A confirmation of the cancellation, with its effective date, is e-mailed to you. You can also cancel from Stripe’s management area reachable from the same page, or by writing to the contact address.
Subscription taken while a pass is running: the pass stays valid until it ends and the subscription starts on that date, with the first payment (the date is shown before you pay). If the pass ends in less than two days, the first payment is taken at once. A pass cannot be bought during a running subscription, which already includes premium access.
Yearly subscription: you are informed in writing (e-mail), no earlier than three months and no later than one month before the renewal date, that you may choose not to renew (French Consumer Code, article L215-1).
If a renewal cannot be charged, Stripe retries and warns you by e-mail; premium access stops at the end of the last paid period as long as the payment has not gone through.
Price changes: a new price applies to a running subscription only from a renewal, after notice by e-mail at least one month in advance. You can cancel before that renewal if you do not accept the new price.
8. Refunds and guarantees
Once access has started, the pass and the current subscription period are not refundable, except under the legal guarantees.
You benefit from the legal guarantee of conformity for digital content and services (French Consumer Code, articles L224-25-12 and following): in case of a lack of conformity, write to the contact address.
9. Liability
This site is a financial simulation tool. Its results do not constitute legal, tax or investment advice. They depend on the data entered and on simplified assumptions, described in the methodology. The seller cannot be held liable for a decision taken solely on the basis of these results.
10. Personal data
How your data, including purchase data, is processed is described in the legal notice.
11. Complaints and mediation
For any complaint, first write to the contact address.
If the complaint is not resolved, you can use, free of charge, the following consumer mediator (French Consumer Code, articles L611-1 and following): CM2C – Centre de la Médiation de la Consommation de Conciliateurs de Justice, 49 rue de Ponthieu, 75008 Paris – https://www.cm2c.net (online referral via the website).
12. Governing law
These terms are governed by French law. In case of dispute, and failing an amicable solution, the French courts have jurisdiction; as a consumer, you may also bring the case before the court of the place where you lived when you ordered.