Yearly return if you sell — map — T2 in Melun — SCI à l’IS · ID 01SCI IS

If the company sells in year 15: every euro you put in, placed at the yearly rate until year 15, adds up to the cash left in your pocket after every tax.

← Calculation mapSee the full calculation (year-by-year table) →

Your money grew as in a savings account paying 4.27% a year.

× (1 + 4.27%)¹⁵invested 15 years+× (1 + 4.27%)¹⁴invested 14 years+× (1 + 4.27%)¹³…¹invested 1 to 13 years+× (1 + 4.27%)⁰paid in year 15+Put in at thepurchase€24,410becomes €45,726Payment, year 1€579.57becomes €1,041Payments afterthe purchase,years 2 to 14€5,148becomes €7,242 · seethe detailPayment, year 15€230.05becomes €230.05Cash you walkaway with€54,239year 15Yearlyreturn ifyou sell4.27%a year
  • Your money (the same circles as the main map)
  • The yearly return

You put in €24,410 at the purchase and €5,957 afterwards (payments after the purchase). Your company earned as much as a savings account paying 4.27% a year: the money you put in, placed at that rate, would give exactly €54,239 in year 15 — what you have (cash you walk away with, year 15).

What this calculation leaves out

  • This map reads the calculation the way a savings account works: each euro put in grows at the yearly rate until year N (× (1 + r)^(N − t)), and together they give the final amount. Only one yearly rate makes this true: that is the yearly return.
  • Only the money that leaves or comes back to your pocket counts. The rent left, the account interest, the compte courant interest and each year’s company tax stay in the company, and the sale’s cash joins it: they are all inside the final amount.
  • Rates are shown with 2 decimals, amounts under €1,000 with their cents and larger amounts in whole euros. Only the display is rounded: every calculation uses the exact amounts.
  • The payments of years 2 to N − 1 share one circle: open it for the table, year by year.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.