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Your total profit (after income tax & social) — map — Furnished flat-share in Melun — LMNP · ID 02LMNP

The « Your profit over time » chart, tab « after income tax & social », year 0 to year 25, added up: the money put in at the purchase (negative), each year's bars added together colour by colour, then year 25's one-off amounts. The big circle is the chart's « Total profit » line at year 25.

← Calculation map
++++++++++−€60,233Cash at purchase(day one)purchase (year 0)€162,727Cash flow beforetax (rent − costs− loan payments,Σ years 1 to 25€27,474Interest on yourrental account(that year, afterΣ years 1 to 25−€87,369Income tax +socialcontributions thatΣ years 2 to 25€102,833Years 1 to 25,added up€15,000Equity on day one(price − loan)year 25€110,000Loan paid off(equity built)year 25€16,599Property valueincreaseyear 25€1,044Cash left in yourrental accountafter the purchaseyear 25€142,643Year 25's one-offamountsTotal profit,end of year 25€185,244
  • Adds to your gain
  • Money put in or going out
  • Group totals
  • the result

Year 25: −€60,233 (Cash at purchase (day one)) + €162,727 (Cash flow before tax (rent − costs − loan payments, that year)) + €27,474 (Interest on your rental account (that year, after the 31.40% flat tax)) − €87,369 (Income tax + social contributions that year (net of the CSG tax back)) + €15,000 (Equity on day one (price − loan)) + €110,000 (Loan paid off (equity built)) + €16,599 (Property value increase) + €1,044 (Cash left in your rental account after the purchase (paid back)) = €185,244.

What this calculation leaves out

  • Same numbers as the chart: each circle is that colour’s bars added up, so a change in the inputs changes both. Money put in counts negative, so the total is what you gain on top of it.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.