Your net worth (if you sell) — map — Furnished flat-share in Melun — LMNP · ID 02LMNP

The « Your net worth over time » chart, tab « if you sell », at year 25: each part of that year's bar is a circle, and they add up to the chart's total (its line).

← Calculation map
++++++++€125,000Your equity (Day-1equity + loan paidoff)€162,727Cash flow beforetax (rent − costs− loan payments,€27,474Interest earned(or paid) on yourrental account€16,599Property valueincrease−€87,176Income tax +socialcontributions on−€7,080Sale costs (agencyfee + loan payoffcosts)−€4,804Tax on the gainwhen you sell€1,044Your cash in therental account(left after theCash in hand ifyou sell in year25€233,786
  • Adds to your gain
  • Money put in or going out
  • the result

Year 25: €125,000 (Your equity (Day-1 equity + loan paid off)) + €162,727 (Cash flow before tax (rent − costs − loan payments, cumulative)) + €27,474 (Interest earned (or paid) on your rental account (cumulative, after the 31.40% flat tax)) + €16,599 (Property value increase) − €87,176 (Income tax + social contributions on the rent (cumulative, net of the CSG tax back)) − €7,080 (Sale costs (agency fee + loan payoff costs)) − €4,804 (Tax on the gain when you sell) + €1,044 (Your cash in the rental account (left after the purchase + payments after the purchase)) = €233,786.

What this calculation leaves out

  • Same numbers as the chart: each circle is one part of the bar at this year, so a change in the inputs changes both.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.