How your net worth is calculated, figure by figure — Furnished flat-share in Melun — LMNP · ID 02LMNP

In the middle, what the property leaves you at the end of the year you pick: your net worth if you keep it, or the cash in your pocket if you sell. Around it, the figures it is made of, joined by + and −. Press « + » on a circle to see where that figure comes from; click a circle for its formula with your numbers, then open its map when it has one, otherwise its calculation.

The depreciation map →The cash-flow map →
+−−+−−Cash you walk awaywith€18,869if you sell in year 1Sale price€125,625end of year 1See its mapSelling costs€7,342agency + loan payoffSee its mapLoan left torepay€106,042end of year 1See its mapCash kept onyour account€6,640total so far, beforetaxesSee its mapTaxes paid sofar€13.11total so farSee its mapTax on thecapital gain€0income tax + social,after the holdingSee its mapYearly returnif you sell−68.67% per yearmoney-weighted,after all taxesSee its mapMoney backyearyear 6sale ≥ all youpaid inSee its map
  • Your money: property, loan, rental account
  • Income tax and social contributions
  • Sale
  • the result
  • another use of the figure (on hover)
  • +show / hide what goes into a figure
  • has its own map

In one line: In your pocket = sale price €125,625 − selling costs €7,342 − loan left to repay €106,042 + cash kept on your account €6,640 − taxes paid so far €13.11 − tax on the capital gain €0 = €18,869

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.