Cash flow of year 20 — map — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncier
What is left of year 20's rent once every cost, the loan payments and the year's income tax and social contributions are paid, with your numbers.
- Your money (rent)
- Costs
- Loan and CSG given back
- Tax (the State)
Year 20: rent €9,634 − costs €3,073 − loan payments €7,094 = €533.07 short before tax; − tax €2,966 + CSG given back €126.29 = €3,373 short after tax. End of year 20: −€3,373 (year 20) + (−€72,373) (total to the end of year 19) = −€75,746.
What this calculation leaves out
- Micro-foncier: the 30 % allowance replaces every cost for the tax — none of the costs above (nor the loan interest) is deducted from the taxable rent.
- The capital repaid is not a cost: it builds your share of the property (the loan paid off page).
- The interest of your rental savings and its flat tax are not here: they are on the « Your rental account » map (they come on top of this money).
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.