Example 03 · Unfurnished T2 · Le Mée-sur-SeineMicro-foncier
T2 in Le Mée-sur-Seine — micro-foncier · ID 03
A 45 m² T2 (a two-room flat: living room + one bedroom) let unfurnished (location nue) near Melun, bought for €118,000 with a 25-year loan and let for €660 a month including charges, held directly under micro-foncier (the simplified tax regime for unfurnished rental income): 30% allowance, income tax, social contributions (prélèvements sociaux) and capital gain at the sale, over 20 years. An invented example.
An invented example with plausible figures — it is not a real purchase. Here is the summary of the report the simulator produces for this property.
ROI report — T2 in Le Mée-sur-Seine — micro-foncier · ID 03
T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncier
If you sell in year 20 · micro-foncier: income tax, social contributions and tax on the gain included
- Cash at purchase€14,850
- Payments after the purchase€75,746
- Cash flow / year−€3,787(years 1–20)
- Total cash put in€90,596
- Tax paid during ownership€49,451
- Tax paid at sale€0
- Cash in hand at the end if you sell in year 20 (account + sale), after all taxes€103,970
- Net gain€13,375
- Return per year (MWRR, after all taxes)1.18%/yr
- Money back yearYear 17
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The results are estimates, not tax or financial advice.
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