Your total profit (before any tax) — map — T2 in Le Mée-sur-Seine — micro-foncier · ID 03Micro-foncier

The « Your profit over time » chart, tab « before any tax », year 0 to year 20, added up: the money put in at the purchase (negative), each year's bars added together colour by colour, then year 20's one-off amounts. The big circle is the chart's « Total profit » line at year 20.

← Calculation map
++++++−€14,850Cash at purchase(day one)purchase (year 0)−€26,166Cash flow beforetax (rent − costs− loan payments,Σ years 1 to 20−€2,000Equity on day one(price − loan)year 20€87,385Loan paid off(equity built)year 20€25,982Property valueincreaseyear 20€111,367Year 20's one-offamountsTotal profit,end of year 20€70,351
  • Adds to your gain
  • Money put in or going out
  • Group totals
  • the result

Year 20: −€14,850 (Cash at purchase (day one)) − €26,166 (Cash flow before tax (rent − costs − loan payments, that year)) − €2,000 (Equity on day one (price − loan)) + €87,385 (Loan paid off (equity built)) + €25,982 (Property value increase) = €70,351.

What this calculation leaves out

  • Same numbers as the chart: each circle is that colour’s bars added up, so a change in the inputs changes both. Money put in counts negative, so the total is what you gain on top of it.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.