Your net worth (if you sell) — map — Furnished flat-share in Melun — SCI à l’IS · ID 04SCI IS

The « Your net worth over time » chart, tab « if you sell », at year 25: each part of that year's bar is a circle, and they add up to the chart's total (its line).

← Calculation map
++++++++++€125,000Your equity (Day-1equity + loan paidoff)€162,727Rent kept afterall costs(cumulative)€68,058Interest earned(or paid) on therent you keep−€17,288Interest paid toyou by the company€16,599Property valueincrease−€30,035Company tax paidduring ownership−€15,078Company tax on thesale profit−€7,080Sale costs (agencyfee + loan payoffcosts)−€71,322Exit tax (on thepayout)€1,044Your cash in thecompany account(left after theCash in hand ifyou sell in year25€232,626
  • Adds to your gain
  • Money put in or going out
  • the result

Year 25: €125,000 (Your equity (Day-1 equity + loan paid off)) + €162,727 (Rent kept after all costs (cumulative)) + €68,058 (Interest earned (or paid) on the rent you keep) − €17,288 (Interest paid to you by the company) + €16,599 (Property value increase) − €30,035 (Company tax paid during ownership) − €15,078 (Company tax on the sale profit) − €7,080 (Sale costs (agency fee + loan payoff costs)) − €71,322 (Exit tax (on the payout)) + €1,044 (Your cash in the company account (left after the purchase + shortfall payments after the purchase)) = €232,626.

What this calculation leaves out

  • Same numbers as the chart: each circle is one part of the bar at this year, so a change in the inputs changes both.

Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.