Money back year — map — T3 in Dammarie-lès-Lys — main home · ID 06Main home
Every year of the 25-year projection read as « if you sold that year »: the cash in your pocket, against everything you had put in by then. The money back year is the first year the first covers the second. The year picker does not change this map.
- What you put in
- Not recovered yet
- Recovered
By year 25 you had put in €412,255; even selling at the end of year 25 would leave you only €216,859: €195,396 short. No money back year within the projection.
What this calculation leaves out
- Each year is read « if you sold that year »: the cash in your pocket is after the sale’s fees and the loans repaid (no tax: your main home).
- What you put in grows with the payments after the purchase: each year is compared with its own payments so far.
- No discounting: a euro of year 20 counts like a euro today.
- The rent you did not pay is not counted: comparing with renting is the « Buy or rent » map.
Each amount in the worked lines is rounded to the cent, so a line can differ by €0.01.